If you are ever dissatisfied with your Medicare plan, you can switch to another option. This is done during the open enrollment period from November 15th through December 31st each year. Changing plans will not jeopardize your benefits. As long as you meet the Medicare eligibility requirements, you will not be denied coverage because you switched plans.
Once you explore your many Medicare options, it’s important to compare costs – not only your monthly premiums, but the TOTAL COST of your coverage. This includes copayments and other out-of-pocket charges for which you may be responsible. If a certain plan has a low premium but a high copayment for prescriptions and doctor visits, it may end up costing you more than a plan with a higher monthly premium! Take a close look at the benefits. Add up all the costs. Then compare. And choose the right plan for your needs.